The name of my book is The Homeowner’s Guide to Surviving Foreclosure. I wrote this book because as I am a foreclosure defense attorney in the State of Florida. Florida is one of the top foreclosure states, which is not a good thing as over 25% of people living in Florida experience foreclosure. But it has provided me with lots of experience in foreclosure defense, because I am working on a lot of foreclosure cases. I work day in and day on helping homeowners defend their home against foreclosure. I recognized that there would be no way for me to help all the homeowners in foreclosure. So I decided to bring my work to the public and so I wrote The Homeowner’s Guide to Surviving Foreclosure. This book will help any homeowner, whether in judicial or non judicial state defend their home against foreclosure.
Additionally, it has been predicted that there will be another wave of foreclosure coming in 2011. I wanted homeowners who will be facing foreclosure to get the help they needed. And the Homeowner’s Guide to Surviving Foreclosure can help homeowners that are in foreclosure.
Tell us something about yourself.
I am an island girl. I was born in Jamaica. But I have been living in the United States for 14 years now. I live in beautiful, Fort Lauderdale, Florida. I just love it in South Florida.
My background is in real estate, not surprising. I have worked every angle of real estate. I was a realtor. I did a few courses in commercial real estate. I invested in real estate. When we talk about real estate, it is like a passion for me. It was no brainer to work with homeowners facing foreclosure. It has to do with helping homeowners save their home (real property). This is truly a passion for me. I feel as if I have some form of purpose by fighting big banks and by educating homeowners on their legal rights when faced with losing their home.
I have been writing for over 10 years now. But I did not take it too seriously. I was either not passionate about my topic or the timing was off. In any event, for the last 5 years, I focused more on my writing skills. I then started to work on getting articles published and then when I wrote and got published a few times, I decided it was time to write a book. I have written many articles that are published on line or in print. Those articles cover foreclosure, bankruptcy, loan modification, debt settlement and short sale. The Homeowner’s Guide to Surviving Foreclosure is my first published book. However, The Homeowner’s Guide to Surviving Foreclosure will not be my last book. I am planning on writing more books.
What inspired you to write this book?
I decided to write The Homeowner’s Guide to Surviving Foreclosure because as a foreclosure defense attorney, I feel really bad and hurt when I see homeowners losing their home. Some of these homeowners do not have to lose their homes. There are truly options out there. But unfortunately, these homeowners are not receiving the proper information to help save their home.
I am a very compassionate person. And my heart breaks because I know I would not be able to help everyone. And because of that, I wrote a book. I wanted every homeowner who is facing foreclosure to obtain information and knowledge. Knowledge is power. What the homeowner does not know would literally rip the roof off over their heads. The Homeowner’s Guide to Surviving Foreclosure will help the homeowner resolve some tuff answers to saving their home. I think I am the best person to write this book because I am a licensed attorney working in the foreclosure battle field every day. I put my life experience into this book and I am confident that a homeowner facing foreclosure will know what to do to save their home.
How did you choose the title?
I choose this title because I think when homeowners are facing foreclosure, the feeling is just how to survive. So I had to title a book with the way homeowners feel when faced with foreclosure. As such, the name of the book Is The Homeowner’s Guide to Surviving Foreclosure.
What obstacles did you encounter in getting this book published?
My fight had to do with time. I could not find the time to write the book. I work full time as a licensed attorney in the State of Florida. So I have to go to court and I have to work on my cases. Time was not a good factor to me. So I think the book took a much longer time to write than it should. But I did what I could base upon the time I had.
How did you overcome them?
I overcame the time factor, by prioritizing my time better. I also gave up my procrastination and the small talk and gossip. That way I could get things resolved.
How did you know you wanted to be a writer? How did you get started?
14 years ago, I knew I wanted to be a writer. I just knew it. It was in my heart. Some how I end up going to law school and I was like, why am I not a journalist or a writer. But friends and families told me that I could use my law degree to do anything which includes writing. And I knew in my heart that someday I would be a writer. When I went to law school, I served as an articles editor for Nova Law Review. That opportunity allowed me to edit articles for publication and it sharpen my writing skill as I kept reading and editing. Articles.
Do you have any writing rituals?
I think I do have a writing rituals. I did spend some time in Colorado when I started to write. I think I read somewhere that writers mind are freed up when they are up in some mountain. So I figure when I was spending time out in Colorado that it would be perfect being in the rocky mountain and writing a book. And so that is the only writing ritual I think I can come up with.
How do you come up with the names for your characters?
The Book does not have characters. It has real life drama that depicts homeowners’ facing foreclosure.
Did you learn anything from writing and publishing this book? What?
Yes. I have. Since this is the first book that I have written, I decided to do a self publishing route. Of course, this can be tuff for any author because you do not have the perk of a graphic designer, an editor and a professional relations firm at your disposal. So it took time for me to find a graphic designer, editor and professional relations firm. Because of that, I got very frustrated because I did not know what to ask them and I did not know what to expect from them. And it also showed me to be patient. Because when I got done writing, I wanted my work to be published right away. And because I had to wait for a few months, I appreciate the feeling that patience bring to me now.
If you were doing it all over again, what would you do differently?
I would be more patient. I hired a public relations (PR) firm before the book got published and it costs me a lot of money. Then I started to do more research and I found out that there was so more PR firm that charge a lot less. Because I wanted my book to be published right away, I went with some agencies that were not in my best interest. So I would say to anyone who wants to get published, be patient and do extensive research on PR firms, and editors. It will save you a lot of money and time in the long run.
What types of books do you like to read? Who are your favorite authors?
I am Christian and I have faith. So I like to read the bible. I like reading Christians books as well. I like reading books from Pastors TD Jakes, Joel Osteen, and Joyce Meyers. I also like reading law books. I love reading books on property, and corporation. I love reading books from Stephen King and John Grisham as well. Stephen King is a great writer. So I read King’s work just to study his writing skills.
Are you working on your next book? What can you tell us about it?
I am thinking about working on a second book. And If I move forward on it, it will be a Christian book that has to do with debt cancellation. So far, I have been doing the research.
What is the best advice you could give other writers about writing or publishing?
If the writer decides to go self-published, then consider createspace. It seems to be one of the most cost effective ways to get self-published these days. And be patient. Try to do extensive research on advertisement for the book. Also try to do as much as possible without hiring professionals. The more the writer does. The more cost effective it will be.
Who is the perfect reader for your book?
According to Realty Trac, currently 5 million homeowners are facing foreclosure. That is the homeowners are in some stage of foreclosure. According to realty track, in 2011, around 2 million Americans will face foreclosure. My book is written for all those Americans whether in a judicial or non judicial state that will face foreclosure or they are already in foreclosure and they need help.
Where can readers learn more about you and your book?